Empowering future generations of small business entrepreneurs.

MISSION

At Creser Capital Fund, our mission is not just a statement; it’s a call to action. We will accelerate access to capital to promote community economic growth, develop and advance small business entrepreneurs, and empower the next generation’s future.

Small business entrepreneurs are not just the backbone of economies; they are the driving force behind growth, job creation, and the support of existing companies in a community. Their innovative spirit and dedication inspire hope for a brighter future.

PROGRAM INFORMATION

The loan process begins when a completed and signed loan application is submitted with all required documents. A complete loan application goes through processing, underwriting, and final approval. Once the loan is approved, the applicant must return the signed loan disclosure agreement before the loan agreement documents are sent to the applicant (s) for approval and signature. When signed loan agreement documents are received by Creser Capital Fund. The funding of the loan is authorized based on the approval instructions. The loan proceeds are disbursed to the applicant (s).

Anyone with 20% or more ownership of the business must fill out a loan application.

Lending Limits:

CRESER Capital Fund offers small business loans from $5,000 to $50,000 with twelve to sixty months repayment terms. No prepayment charges are associated with early payoff. CRESER Capital Fund may require a co-signer or guarantor in some cases.

Loan Funds can be used for the following business purposes:

Business Acquisition/Expansion
Facility & Improvements
Marketing & Promotion
Payroll
Equipment & Machinery

General Working Capital
Supplies
Fixture & Furniture
Inventory
Website Development

Required Loan Documents:

Gather personal and financial documents before filling out your application. All required documents must be uploaded when completing the Loan Application. Additional documentation may be requested as needed.

Providing accurate and comprehensive information will help expedite the application process.

Business structure – Sole proprietorship, LLC Articles of Incorporation, Partnership, etc. (All applicable items)

Business Licenses and Permits

Business Plan (Website information, products – services pricing, projections)

General Liability Insurance

Workers Compensation Insurance

Business Taxpayer Identification Number Federal and State

Business/Personal Bank Account Statement (Last three months, all pages)

Business Revenue Reports

Business/Personal Tax Returns (Last two years, all pages)

Proof of ownership

ALL LOANS ARE SUBJECT TO CREDIT APPROVAL

Apply through our link

Apply Here

In accordance with federal law and U. S. Department of the Treasury policy, this institution is prohibited from discriminating based on race, color, national origin, sex, age, or disability. Submit a complaint of discrimination to U.S. Department of the Treasury, Office of Civil Rightsand Equal Opportunity, 1500 Pennsylvania Avenue N.W., Washington, DC 20220, (202) 622-1160 (phone), (202 622-0367 (fax), or email crcomplaints@treasury,gov (email).